HDFC MOTOR INSURANCE
HDFC Ergo is one of our Premium Insurance Partners. With over 7400 Cash less garage and more than 50% same day settlement, you should look no further to protect your car against any unforeseen damages or losses.
Sign Up and get a quote now!!
Reasons why you should opt for HDFC Ergo Motor Insurance
- Upto 70% off on Premium – Maximize your savings with discounts that may sound unbelievable.
- 7400+ Cashless garages – No matter where your are, HDFC Ergo’s wide network of cashless garages are at your service
- Overnight repair service – It is just a matter of dusk to dawn and your car will be back in shape ready for use.
- Same Day Claim Settlement – 50% of HDFC Ergo’s car claims are settled the same day!
- 24×7 Road Side Assistance – Stranded in the middle of nowhere? Help is just a call away!
- Instant Insurance – Online insurance with the help of just few click
- Growing Customer Base – There are more than 1.5 Crore+ Happy HDFC Ergo Customers.
Difference between Comprehensive Cover and Third Party Only Cover from HDFC Ergo
| Covers under Car Insurance | Comprehensive Cover | Third Party Liability Only Cover |
|---|---|---|
| Damage due to natural calamities – Earthquake, cyclone, floods etc. |  |  |
| Damage due to events like – Fire, theft, vandalism etc. | | |
| Choice of add-ons – Zero depreciation, NCB protect etc. | | |
| Customization of car value | | |
| Personal accident cover of Rs. 15 Lakhs | | |
| Damage to third party vehicle/ property | | |
| Injury to a third party person | | |
| No hefty fines levied if valid policy in place | | |
Add-Ons for Car Insurance from HDFC Ergo
A car’s value starts spiraling south as soon as it exits the showroom. But don’t be disheartened, a zero-depreciation add on cover will be savior in such a scenario. This add on cover will help protect your finances in case of a claim due to physical damages to your car. It is recommended for new and premium cars since it helps to decrease the expenditures involving losses.
We all like being rewarded for doing the right thing, and a no claim bonus is just that, your reward for being a good driver and having a claim free year. However, even a single claim, no matter how small it is may reduce your NCB to zero. But, by opting for a NCB protection cover with your car insurance policy, you can continue to retain the benefits earned for a longer time.
It is a great feeling to know someone has your back at all times, the emergency assistance cover is just that a friend in need. With 24X7 emergency assistance services like refueling, tyre change, towing, lost key assistance, arranging for a mechanic etc. You can heave a sigh of relief because with this add on cover help will always be at hand during emergencies when your car suddenly breaks down in the middle of nowhere.
Your car getting damaged beyond repair or stolen would be your worst nightmare come true. But not all is bleak, the return to invoice add on is particularly helpful to recover financial losses when your car is damaged beyond repair. With this cover, you can get the original invoice value of your car including road tax and registration fees which you paid while purchasing the insurance policy in case of a total loss. It allows you to bridge the gap between the declared insurance value and the actual invoice value of the car.
Your car engine is the heart of your car and it is crucial to take utmost care of it. But just caring for engine is not enough, it needs ample protection too, the engine getting damaged due to any reason can spell big spends that will in turn burn a hole in your pocket. The engine protect cover becomes crucial to safeguard this vital part of your car from prospective damages and the resultant repair costs that can be steep.
Accidents and breakdowns occur unannounced leaving you with a car in the garage and without any mode of transport. And while your car insurance covers the repairs, the additional cost of commuting by a cab or alternative transport can leave your wallet lighter. This cover aids you with a pre-decided daily amount to offset any inconveniences faced by you while your car undergoes repair.