Royal Sundaram Motor Insurance

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Royal Sundaram is Motor Haat’s Premium Motor Insurance Partner. With almost 99% claim settlement ratio, you can be assured that you are in safe hands and would be fully satisfied in case of any untoward incident or happening. 

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Key Benefits of Royal Sundaram Car Insurance

  • Shielding Your Car – A car is every owners pride and joy. Royal Sundaram Car Insurance will protect it against loss or damage due to theft or accident.
  • Shielding You – Royal Sundaram Car Insurance helps you be prepared for the unforeseen. You are covered by a Personal Accident Cover for a minimum of Rs.15 lakh. You can extend cover for passengers too.
  • Shielding against Liability – God forbid, in case you are in an accident involving a third party, Royal Sundaram Car Insurance Policy covers your financial liability for damage to their property.

Key Features of Royal Sundaram Car Insurance

  • VALET CARE – 24×7 emergency assistance and priority cashless service from Trusted repair shops.
  • M-INSPECT APP – A car inspection process that’s completely digital – from the comfort of your home in just 20 minutes.
  • M-CHATRA APP – A one-stop app for all policy details, claim processes and other requests.
  • 100% SIMPLIFIED CLAIMS – Royal Sundaram provides multiple, hassle-free ways to reach out to us for a claim. Royal Sundaram’s fast-track claims in less than 5 days.
  • OUR CASHLESS GARAGE NETWORK – Royal Sundaram’s trusted garage network across India will provide cashless repairs and priority service to you as a Royal Sundaram Car Shield Customer.

Add-Ons on your comprehensive car insurance package from Royal Sundaram

The value of a car keeps going down with time, but with this add-on, you will get fully reimbursed without any deduction for depreciation on the value of parts being replaced.

If your windscreen glass accidentally breaks and needs to be repaired or replaced, we will reimburse this without your No Claim Bonus getting affected provided your claim is only for windscreen glass damage.

This add-on helps you save 15%-35% on your premium, by voluntarily agreeing to pay a stipulated portion of every claim amount yourself, while we pay for the damages in excess to your Voluntary Deductible.

With this add-on, In case of theft or total damage of your car, you will get full reimbursement on the invoice amount of the car (Ex showroom price only), just like your car value didn’t depreciate at all.

This cover provides reimbursement in the case of loss or damage to baggage placed in your car.

We will take care of you while your car is in the service shop. This add on gives you daily cash benefit to cover travelling expenses while your car is being repaired.

This add-on lets you make up to two Own Damage claims without affecting your No Claim Bonus.

If your car keys are lost or damaged we will cover the cost for repair/replacement of keys, including labour costs.

Normally, damage to tyres and tubes are covered in a standard policy only if the vehicle has met with an accident resulting in damage to the tyres and/or tubes. This add-on covers damage to the tyres and tubes without the vehicle meeting with an accident.

In case of theft or total loss of the vehicle, this add-on assures we will pay you the unexpired portion of Road Tax also along with the amount that we will be paying you for the loss of your vehicle.

Driving in the rain is stressful indeed. This add on covers losses due to damage to engine, gear box, transmission or differential, and power steering pump internal parts caused by leakage of lubricating oil/coolant due to any accidental means or water logging while being driven.

This cover is an extension of Personal Accident Cover with maximum up to 50 Lakhs Capital Sum Insured. It is offered in multiples of 1 Lakhs.

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